Las Vegas Mortgage Rates
09/18/2008�
CONFORMING PURCHASE ONLY
SINGLE FAMILY RESIDENCE
OWNER OCCUPIED
$250,000 PURCHASE PRICE
THIRTY YEAR FIXED RATE MORTGAGE
NEVADA
6.00% NOTE RATE 6.22% APR
FIFTEEN YEAR FIXED RATE MORTGAGE
5.50% NOTE RATE 5.66% APR
PLEASE NOTE THAT�ON ARMS THE APR ASSUMES THAT AN ADJUSTMENT TO BASED ON AN INDEX OF 3.351% AND A MARGIN OF 2.25%
THREE YEAR ARM
6% NOTE RATE 6.143% APR
FIVE YEAR ARM
6.125% NOTE RATE 6.219% APR
SEVEN YEAR ARM
6.375% NOTE RATE 6.567% APR
The rates quoted on all mortgages are based on a 680 credit score
Higher or Lowever Credit scores will have a large imact on your rate
Assumes 80% Loan to Value
Other restrictions may apply.
A conforming loan is when the loan is $417,000 or less. Rates and fees are subject to change without notice.
Should you need a mortgage rate quote that is specific to your needs, please feel free to call at 702-944-3500 to speak with Rand Wilson. The mortgage loan market has been in a state of turmoil for a number of months and lender quidelines are in a continual state of flux. The rates I have quoted are for the perfect situation on a purchase. If your situation is not perfect there are alternatives. I just want you to know that each purchase or refinance (rate and term or cash out) is unique and that can effect the rate that you are eventually quoted. The best situation is to get pre-approved and determine what you real rate will be. There have been to many lenders who have been promising what they can’t deliver. We will work with you so that you don’t have any surprises.
Horizon Ridge Mortgage is an Equal Housing Lender
Rand Wilson, Mortgage Broker
Horizon Ridge Mortgage
702-944-3500
4045 South Spenser Street
Suite 109
Las Vegas, NV 89119
